5 Cross Point Drive • Owings, MD 20736

$1,200,000 Beds: 6 • Baths: 4 full 1 partial • Sq. Feet: 6080 • MLS ID: MDCA2025536 • Subdivision: CROSS POINT • School Dist: CALVERT COUNTY PUBLIC SCHOOLS
Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins. The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave and wall oven, dishwasher, two walk-in pantries, and generous counter seating, plus a breakfast room leading to maintenance-free decking overlooking trees. The main level also includes a formal dining room, elegant sitting area/living room, and convenient guest half bath, creating the perfect layout for everyday living and entertaining. The upper level primary suite offers a private bath, tray ceiling, sitting area with built-ins, walk-in closet plus two additional closets. Three additional spacious bedrooms complete the level, including two bedrooms connected by a Jack-and-Jill bath, each with walk-in closets. A unique four-level layout continues with a private fourth-level suite with bedroom, sitting area, built-ins, and full bath. The lower level apartment with separate entrance features a gourmet kitchen with Thermador commercial gas range, family room, dining area, bedroom, and full bath—ideal for multi-generational living, rental potential, or a home-based business. Don't miss the area off the main level with laundry and mud room, separate entrance and a second office and home gym offering even more potential. See floor plans for the full picture of the layout. Enjoy the wrap-around covered porch with gazebo, professional landscaping, spacious two-car garage, and ample concrete driveway parking. Located in the Northern High School district (Windy Hill Elementary & Middle) and convenient to DC, Annapolis, and Baltimore. Versatile, spacious, and beautifully designed—this home offers endless possibilities! 🏡 View this listing at: http://rjtteam.com/mls=MDCA2025536

Property Features

  • Garage: 2
  • Taxes: $8,630
  • Basement: Yes
  • Wooded: Yes
  • Roof Type: Shingle
  • Exterior: Stone,Vinyl Siding
  • Parking Notes: 9 Total Parking Spaces
  • Special View Info: Trees/Woods,Street
  • Lot Size: 1.22 Acres
  • Lot Dimensions: 1.22 Acre(S)
  • Heating: Heat Pump(s)
  • Fuel Type: Electric
  • Cooling: Ceiling Fan(s),Central A/C
  • Year Built: 1999
  • Fireplaces: 1
  • Water: Public
  • Sewer: Private Septic Tank
  • Stories: 4.0
  • Number of Rooms: 28
  • Additional Structures: Above Grade,Below Grade
  • Lot Description: Backs to Trees, Trees/Wooded, Cleared, Corner, Front Yard, Landscaping, Level, Partly Wooded, Premium, Rear Yard, Road Frontage, SideYard(s)
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 9
  • Parking Features: Concrete Driveway,Private
  • Pet Restrictions: No Pet Restrictions
  • Appliances: Built-In Microwave,Central Vacuum,Commercial Range,Cooktop,Dishwasher,Dryer - Electric,Dryer - Front Loading,Extra Refrigerator/Freezer,Freezer,Icemaker,Oven - Wall,Refrigerator,Six Burner Stove,Washer - Front Loading,Water Heater,Exhaust Fan,Oven/Range - Gas,Range Hood,Stainless Steel Appliances
  • Rooms: Living Room,Dining Room,Primary Bedroom,Sitting Room,Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Family Room,Library,Foyer,Breakfast Room,Exercise Room,In-Law/auPair/Suite,Mud Room,Office,Recreation Room,Storage Room,Bedroom 6,Bathroom 2,Bonus Room,Primary Bathroom,Full Bath,Half Bath
  • Basement: Interior Access,Improved,Fully Finished,Heated,Full,Daylight, Partial,Connecting Stairway,Outside Entrance,Windows
  • SQFT Total Finished: 6080
  • SQFT Above Finished: 4494
  • SQFT Below Finished: 1586
  • Exterior: Sidewalks,Exterior Lighting
  • Interior: 2nd Kitchen,Bathroom - Walk-In Shower,Breakfast Area,Built-Ins,Carpet,Ceiling Fan(s),Central Vacuum,Chair Railings,Crown Moldings,Dining Area,Double/Dual Staircase,Family Room Off Kitchen,Floor Plan - Open,Formal/Separate Dining Room,Kitchen - Gourmet,Pantry,Recessed Lighting,Wainscotting,Walk-in Closet(s),Window Treatments,Wood Floors,Additional Stairway,Bathroom - Jetted Tub,Floor Plan - Traditional,Primary Bath(s),Upgraded Countertops
  • Fireplace: Gas/Propane
  • Flooring: Hardwood,Ceramic Tile
  • Windows: Screens
  • Utilities: Cable TV Available,Electric Available,Phone Available,Propane

Room Sizes

  • Primary Bedroom: 19 x 30 Level: Upper 1
  • Primary Bathroom: 12 x 15 Level: Upper 1
  • Bedroom 2: 12 x 131 Level: Upper 1
  • Bedroom 3: 13 x 12 Level: Upper 1
  • Bedroom 4: 12 x 13 Level: Upper 1
  • Bathroom 2: 10 x 10 Level: Upper 1
  • Foyer: 13 x 9 Level: Main
  • Living Room: 13 x 13 Level: Main
  • Dining Room: 13 x 13 Level: Main
  • Breakfast Room: 12 x 9 Level: Main
  • Family Room: 27 x 22 Level: Main
  • Kitchen: 19 x 24 Level: Main
  • Library: 12 x 17 Level: Main
  • Exercise Room: 22 x 19 Level: Main
  • Office: 14 x 10 Level: Main
  • Kitchen: 17 x 9 Level: Lower 1
  • Dining Room: 24 x 26 Level: Lower 1
  • Recreation Room: 32 x 16 Level: Lower 1
  • Bedroom 5: 18 x 13 Level: Lower 1
  • Full Bath: 9 x 5 Level: Lower 1
  • Bonus Room: 10 x 10 Level: Lower 1
  • Storage Room: 9 x 5 Level: Lower 1
  • In-Law/auPair/Suite: 31 x 25 Level: Upper 2
  • Full Bath: 8 x 8 Level: Upper 2
  • Mud Room: 10 x 6 Level: Main

School Information

  • High School: NORTHERN
  • Middle School: WINDY HILL
  • Elementary School: WINDY HILL
  • School District: CALVERT COUNTY PUBLIC SCHOOLS
Printed March 14, 2026


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